Know Your Credit Card Rights

When you apply for a credit card, the application that you sign is also a legally binding contract laying out all the termsbetween you and the bank, such as the... Read More

Credit Traps Snag Consumers

Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our... Read More

Various Types of Credit Cards - Part 2

Several different types of credit cards offer several different options, depending on what your needs are. Some are geared toward individual consumers while others are set up in ways that... Read More

Commercial Collections And Credit Granting

It is estimated that billions of dollars in delinquent commercial credit is currently being carried on the books of both American and international businesses. This figure changes as our economy... Read More

New Law Provides Free Annual Credit Report

As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late 2003, the Fair... Read More

Minimum Credit Card Payments to Rise

For years, major credit card companies have allowed cardholders to make minimum payments of 2% of the outstanding balances on their credit cards. Having customers pay the minimum doesn't reduce... Read More

5 Steps You Can Take to Get Paid!

There are always some companies that have past due invoices and can't seem to get them paid. They might be quietly waiting to get paid not wanting to contact the... Read More

Searching For A Low Interest Credit Card?

These days, people need to very carefully consider what type of credit card they will carry in their wallets. There are so many options out there, and each individual has... Read More

How To Get Out Of Credit Card Debt

If you're like the average person, let me warn you ahead of time about what I'm going to reveal in the next few paragraphs. You may be angry after you... Read More

Simple Identity Theft Protection

How many of you bank, shop, or transact other business online? There are at least 4 million Department pf Defense employees that access their pay records online only. Even offline,... Read More

Why Credit Cards are a Bad Idea

Credit cards are just so convenient, aren't they? There's no need to carry any money with you ever... Read More

Beat Credit Card Companies at Their Own Game!

Have you ever wondered how much money a credit card company makes? Have you ever wondered how much... Read More

Credit Cards or Store Cards - Which Is Better?

Introduction In this article, a presentation is made of the differences between major credit cards and... Read More

First Major Regulatory and Legislative Victory of 2005 for Creditors and Consumers

Under the Fair Debt Collection Practices Act, collectors are not allowed to disclose a consumers past due debt... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment,... Read More

Bad Credit Loans For Those Who Seek Alternatives for New or Old Car

You can still save money on a Bad Credit Loan by comparing rates, checking out multiple policies, and... Read More

Useful Tips On Avoiding Credit and Charge Card Fraud

Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft... Read More

The Credit Card Surprise That You Need to Look Out For

Companies that issue credit cards want to make a profit. No one disagrees with that. The problem is... Read More

14 Common Credit Mistakes

Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking... Read More

3 Free Credit Reports For You

If you were to tell someone that they can have a certain item for free, more than likely... Read More

Credit Cards: How To Use Them

Credit cards can be a very quick way of getting into even more debt if you do not... Read More

Credit Report And Correction Techniques

The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which... Read More